Personal Checking Accounts
We believe our customers should have a variety of choices when it comes to their personal finances. We offer a full range of checking accounts and services to fit the many financial needs of our customers. Each of the personal accounts we offer, comes with the first 50 checks free, free direct deposit and automatic payment services, free use of The First State Bank of Fountain's Internet Banking and free ATM/Check Card (subject to approval).
Freedom Checking
Features:
- No fee checking account
- No minimum balance or monthly service charge fee
- Unlimited check writing; safekeeping required
- Opening deposit of $50 required
Traditional Checking
Features:
- Monthly service charge fee of $5.00 if the balance falls below the minimum daily balance of $250
- Unlimited check writing; check images returned in statement
- Opening deposit of $100 required
Heritage Interest Checking
Features:
- Monthly service charge fee of $8.00 if the balance falls below the minimum daily balance of $500
- Earn a competitive interest rate on this interest bearing account
- Unlimited check writing; check images returned in statement
- Opening deposit of $200 required
Heritage Plus Checking
Features:
- Monthly service charge fee of $10.00 if the balance falls below the minimum daily balance of $1,500
- Earn a competitive interest rate on this interest bearing account (featuring a higher rate than Heritage Interest checking)
- Unlimited check writing; check images returned in statement
- Opening deposit of $500 required
Generation 55
Features:
- For customers 55 years and above
- No minimum daily balance or monthly service charge fee
- Earn a competitive interest rate on this interest bearing account when the daily balance is $500 or above
- Unlimited check writing; check images returned in statement
- Opening deposit of $50 required